Silly as they may be, my daily affirmations seem to be working. It's amazing that of all the complicated techniques I've used to keep myself from overeating, it is this simple little concept that has brought me some success. I have tried writing down everything I eat, preparing my meals in advance, using smaller plates, eating in front of a mirror, and yet, all I needed to do was speak a simple sentence or two. I feel like Dorothy at the end of The Wizard of Oz when Glenda tells her, "you don't need to be helped any longer, you've always had the power..."
Additionally, I seem to have solved another problem. My husband and I managed to consolidate some of our credit card debt in the most ironic fashion. After being denied a loan, deciding against consolidation, and recognizing that armed robbery would only add to our troubles, I found the most interesting option. While painstakingly opening up every single one of those pesky junk mail credit card offers so I could send a "remove from mailing list" request, I came across a 0% interest balance transfer for twenty-one months! I called and, sure enough, we were able to transfer a large part of our high interest credit card debt to this interest free card. Not only will this help us pay the balance off sooner, but it will save us hundreds of dollars in interest over the next year. I guess everything happens for a reason, even junk mail!
While a huge part of me does not want to send a message of encouragement to the banks who bombard us with these offers, nor do I want to get into bed with the same devil that is roasting my finances at the moment, it proved to be the best choice for our situation. I would love to spend another entry ranting about how working class families can't qualify for a loan to pay off their credit cards but somehow can qualify for another credit card, but I've decided to just be happy with the outcome for now. My perseverance and determination has paid off. It's my turn to stick it to the credit card companies the way they've been sticking it to me! Right now I may be a slave of the bankers, but I can't wait to free myself of this burden. ;-)
"The surest way to establish your credit is to work yourself into the position of not needing any." -Maurice Switzer
Additionally, I seem to have solved another problem. My husband and I managed to consolidate some of our credit card debt in the most ironic fashion. After being denied a loan, deciding against consolidation, and recognizing that armed robbery would only add to our troubles, I found the most interesting option. While painstakingly opening up every single one of those pesky junk mail credit card offers so I could send a "remove from mailing list" request, I came across a 0% interest balance transfer for twenty-one months! I called and, sure enough, we were able to transfer a large part of our high interest credit card debt to this interest free card. Not only will this help us pay the balance off sooner, but it will save us hundreds of dollars in interest over the next year. I guess everything happens for a reason, even junk mail!
While a huge part of me does not want to send a message of encouragement to the banks who bombard us with these offers, nor do I want to get into bed with the same devil that is roasting my finances at the moment, it proved to be the best choice for our situation. I would love to spend another entry ranting about how working class families can't qualify for a loan to pay off their credit cards but somehow can qualify for another credit card, but I've decided to just be happy with the outcome for now. My perseverance and determination has paid off. It's my turn to stick it to the credit card companies the way they've been sticking it to me! Right now I may be a slave of the bankers, but I can't wait to free myself of this burden. ;-)
"The surest way to establish your credit is to work yourself into the position of not needing any." -Maurice Switzer
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